Small Business Insurance

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What is Business Owners Policy (BOP)?

A Business Owner's Policy (BOP) is cost effective and comprehensive insurance package designed for small to medium-sized businesses. It typically combines general liability insurance, which covers third-party injuries and property damage, with property insurance that protects business assets like buildings and equipment. BOPs are tailored to the specific needs of small businesses, providing essential coverage in a single, convenient package.

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INSURANCE BEENFITS

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What does BOP cover?

  • General Liability

  • Business Personal Property

  • Equipment breakdown coverage

  • Business Income Loss

  • Property coverage for building*

  • Comprehensive coverage language

  • Advertisement & injury coverage

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After buying

You to pay through multiple payment options, you can pay through

  • Any Visa/Master Credit Card

  • Paypal Account

  • Online ATM

Buy online

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INSURANCE BEENFITS

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Main features

A Business Owner’s Policy (BOP) is cost effective and comprehensive insurance package designed for small to medium-sized businesses. It typically combines general liability insurance, which covers third-party injuries and property damage, with property insurance that protects business assets like buildings and equipment. BOPs are tailored to the specific needs of small businesses, providing essential coverage in a single, convenient package.
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Frequently asked
questions

? Is a Business Owner's Policy necessary for small businesses?

For most small business, it is necessary, it provides essential bundled coverage, cost-effectively protecting against various risks.

? What does a BOP typically include?

It combines general liability and property insurance, often with business interruption coverage.

? Is professional liability included in a BOP?

No, but it can be added as an additional coverage on the BOP or as a separate policy to address professional service-related risks.

? Can larger businesses benefit from a BOP?

While designed for small businesses, midsize and some large businesses may benefit from BOP or a tailored package policy.

? Does a BOP cover employee injuries?

No, General Liability in a BOP provides coverage for 3rd party injuries. Employees injuries are covered under Workers Compensation

? How is the cost of a BOP determined?

Costs depend on factors like business size, industry, and chosen coverage limits but generally BOP provides better coverages and lower costs vs separate General Liability and Property policies.

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