MedMal Program

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holistic approach,
custom coverages

  • UrgentCare Clinics
  • Hospital Facilities
  • Senior Care Facilities
  • Individual Providers
  • Why Choose AMRO

UrgentCare Clinics

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  • Pina & Associates Insurance

  • Payment at Contingency

Hospital Facilities

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  • Pina & Associates Insurance

  • Payment at Contingency

Senior Care Facilities

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  • Pina & Associates Insurance

  • Payment at Contingency

Individual Providers

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  • Pina & Associates Insurance

  • Payment at Contingency

Why Choose AMRO

Over 20 years of experience providing medical professional liability insurance from individual providers to large medical groups and hospitals.

  • Medical Group & Hospitals

  • Individual Providers

INSURANCE BEENFITS

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Main features

A Business Owner’s Policy (BOP) is cost effective and comprehensive insurance package designed for small to medium-sized businesses. It typically combines general liability insurance, which covers third-party injuries and property damage, with property insurance that protects business assets like buildings and equipment. BOPs are tailored to the specific needs of small businesses, providing essential coverage in a single, convenient package.
  • General Liability
  • Business Personal Property
  • General Liability

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Program
Flyer

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Program
Application

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Talk to our
insurance agent

+92 (003) 68-090

Call to Our Experts

  • Fast & Easy
    Process

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  • Quick Claim
    Handle

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  • Save Your
    Money

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Talk to our insurance experts

Speak with insurance experts and ask questions before finalizing your plans or if you want help regarding our services. Our dedicated staff is more than happy to call and guide you

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    Business Auto

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    Risk Management Process

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    Our risk management
    process

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    Risk Analysis

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    Determine Solutions

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    Service, Monitor & Re-evaluate

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    Find a local insurance agent

    1.888.808.AMRO

    Call to Our Experts

    Get a Quote
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    WE ALWAYS HELP

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    Frequently asked
    questions

    ? Is a Business Owner's Policy necessary for small businesses?

    For most small business, it is necessary, it provides essential bundled coverage, cost-effectively protecting against various risks.

    ? What does a BOP typically include?

    It combines general liability and property insurance, often with business interruption coverage.

    ? Is professional liability included in a BOP?

    No, but it can be added as an additional coverage on the BOP or as a separate policy to address professional service-related risks.

    ? Can larger businesses benefit from a BOP?

    While designed for small businesses, midsize and some large businesses may benefit from BOP or a tailored package policy.

    ? Does a BOP cover employee injuries?

    No, General Liability in a BOP provides coverage for 3rd party injuries. Employees injuries are covered under Workers Compensation

    ? How is the cost of a BOP determined?

    Costs depend on factors like business size, industry, and chosen coverage limits but generally BOP provides better coverages and lower costs vs separate General Liability and Property policies.

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